Free U.S. Paycheck & Take-Home Pay Calculator
See how much of your salary you actually keep after federal, state, Social Security and Medicare taxes — updated for 2025, for all 50 states.
Your details
Estimated take-home pay
$58,035.87
Per year
| Gross annual income | $75,000 |
| Federal income tax | −$8,114 |
| Social Security | −$4,650 |
| Medicare | −$1,088 |
| State tax (CA) | −$3,113 |
| Net annual pay | $58,036 |
Estimates for informational purposes only. Not tax advice.
Paycheck calculator by state
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How take-home pay works
Every deduction between your salary and your bank account.
9 states with no income tax
Where your wages aren't taxed — and what it saves you.
How this paycheck calculator works
Your take-home pay is what's left after taxes and pre-tax deductions are withheld from your gross wages. This calculator estimates four things: federal income tax (based on 2025 IRS brackets and the standard deduction for your filing status), Social Security (6.2% up to the wage base of $176,100), Medicare (1.45%, plus 0.9% on wages over $200,000), and your state income tax.
States with no income tax
Nine states don't tax earned wages: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington and Wyoming. If you live in one of these, your take-home pay is higher because only federal taxes and FICA are withheld.
Frequently asked questions
Is this the same as my actual paycheck?
It's a close estimate. Your real paycheck also depends on your W-4 elections, benefits, local taxes and other withholdings, so treat this as a planning tool rather than an exact figure.
Does it include 401(k) contributions?
Yes — enter your annual pre-tax contributions in the optional field. They reduce your federal and state taxable income (but not Social Security or Medicare).
Which year is this for?
Federal brackets, the standard deduction and FICA limits use 2025 figures. State rates are 2025 estimates. See our methodology.